A finance broker with specialist marine finance experience and online services offers many benefits and advantages to your boat loan process.
Review company credentials: a comprehensive website allows you to browse the company’s credentials, discretely and confidentially, before you contact them by phone or email. You can easily read about their experience, their range and quantity of accreditations with lenders, their credentials and memberships with highly respected financial services authorities and associations.
Online quotes: a company that offers you a quick online boat loan quote is a plus when it comes to establishing your boat purchase budget. Look for a company that allows you to quickly enter a few details online and they will then respond with a quick quote.
Mindful of course, that all marine loans are different, with each having its own specific requirements and these must be taken into account in the loan application.
Online loan calculator: a finance broker with an online loan calculator is another plus as it allows you to estimate your monthly repayments yourself. This is a great tool, so look for a company that offers such a service and you will know it is a company that is interested in providing proper customer service.
Online communications: will the company communicate primarily via email, if that is your choice, or do they request you to come in for a face-to-face meeting or insist on calling you to discuss your boat loan over the phone? Neither of these may suit you so you want a company that is willing to send information to you via email.
You will receive the information faster and in writing, without you have to be inconvenienced by leaving home to go to their office. By receiving offers and quotes via email means it is in writing and avoids any misunderstandings which may occur from phone-only communications.
Email communications are particularly important for fast approvals and if you want to make a fast offer on a second hand boat. You can receive the communications to your PC, laptop, tablet or even smart phone while you are out and about.
Here are links to companies that are online and ready to arrange your boat loan